There’s a lot of budgeting applications, software programs, and spreadsheets out there – they all try to offer something unique such as connecting to your bank account. Unfortunately they all have one thing in common; saving is last on the priority list and always follows spending in terms of cash outflows.
I’m uploading my own budget spreadsheet, free for you to download and use. It is unique in that it outlines your savings before your spending. Whether you have an RRSP, a TFSA, or are saving for a vacation, it’s important that you cover these amounts before you spend all your income.
Download the spreadsheet below and start saving today!
Note that this is a trial version, I will continue updating and uploading more advanced versions in the future.